GAP GNX LIMITED

Terms of Business

THE CUSTOMER’S ATTENTION IS PARTICULARLY DRAWN TO CLAUSE 11 (LIMITATION OF LIABILITY).

1. INTERPRETATION

1.1 Definitions:

  • “Applicable Laws” means all applicable laws, statutes and regulations in force.
  • “Business Day” means a day other than a Saturday, Sunday or public holiday in England.
  • “Charges” means the fees payable for the Services as agreed in writing.
  • “Contract” means the agreement between GAP GNX Limited and the Customer.
  • “Customer” means the firm purchasing Services from GAP GNX.
  • “Enquiry” means information submitted by a consumer expressing an interest in financial services.
  • “Services” means marketing, lead generation and enquiry supply services as described in the Proposal.
  • “GAP GNX” means GAP GNX Limited (Company No. 12013134), The Glades, Festival Way, Festival Park, Stoke-on-Trent, ST1 5SQ.
  • “Proposal” means the document outlining Services and Charges.

2. BASIS OF CONTRACT

2.1 The Customer’s order constitutes an offer to purchase Services.

2.2 The Contract begins when GAP GNX accepts the order or commences Services.

3. SERVICES

GAP GNX provides marketing and lead generation services only.

GAP GNX does not provide financial advice, make recommendations, assess suitability, or arrange investments or transactions.

All Enquiries are generated based solely on information provided by consumers.

GAP GNX does not verify the accuracy or completeness of such information.

4. ROLE OF GAP GNX

GAP GNX acts solely as a marketing and lead generation provider.

GAP GNX is not authorised by the Financial Conduct Authority.

GAP GNX does not carry on any regulated activity.

The Customer is solely responsible for:

  • assessing Enquiries
  • determining suitability
  • contacting consumers
  • providing advice
  • entering into any transactions

5. ENQUIRIES, QUALIFICATION AND INTRODUCTIONS

GAP GNX may facilitate initial introductions between consumers and the Customer where a consumer has requested to be contacted.

Any qualification, screening or triage carried out by GAP GNX is limited to assessing basic eligibility and engagement criteria only and does not constitute financial advice, a personal recommendation, or a suitability assessment.

GAP GNX may assist in arranging an initial introduction or discussion. Any subsequent contact, scheduling of meetings, and provision of services are arranged directly between the Customer and the consumer.

6. NO GUARANTEE OF OUTCOMES

GAP GNX does not guarantee:

  • conversion rates
  • client engagement
  • revenue or business outcomes
  • accuracy or completeness of consumer information

7. CUSTOMER OBLIGATIONS

The Customer shall:

  • comply with all Applicable Laws and regulatory requirements
  • ensure all communications with consumers are compliant
  • assess suitability independently
  • not rely on GAP GNX for advice or regulatory compliance

8. CHARGES AND PAYMENT

8.1 Charges are payable as set out in the Proposal.

8.2 Payments must be made within agreed terms.

8.3 GAP GNX reserves the right to suspend Services for non-payment.

9. DATA PROTECTION

Each party acts as an independent data controller.

Each party is responsible for its own compliance with Data Protection Legislation.

The Customer is responsible for lawful processing of any personal data received.

10. INTELLECTUAL PROPERTY

All intellectual property created by GAP GNX remains its property unless otherwise agreed in writing.

11. LIMITATION OF LIABILITY

Nothing in this Contract limits liability for:

  • death or personal injury caused by negligence
  • fraud or fraudulent misrepresentation

GAP GNX shall not be liable for:

  • decisions made by the Customer in relation to any Enquiry
  • the advice, recommendations or services provided by any third party
  • the accuracy or completeness of consumer information
  • any loss of profits, revenue, business or opportunity
  • any indirect or consequential loss

Total liability shall not exceed the total Charges paid in the previous 3 months.

12. TERM AND TERMINATION

Either party may terminate the Contract with 30 days’ written notice.

GAP GNX may terminate immediately in the event of non-payment or material breach.

13. GENERAL

13.1 This Contract constitutes the entire agreement.

13.2 No third-party rights apply.

13.3 This Contract is governed by the laws of England and Wales.